SMART JOURNAL OF BUSINESS MANAGEMENT STUDIES VOL. 4 NO. 2 PAPER 4
 
IMPACT OF PRIMARY CO-OPERATIVE AGRICULTURAL AND RURAL DEVELOPMENT BANKS’ CREDIT IN TIRUVANNAMALAI DISTRICT
 
V. Sundar
Reader in Commerce, Annamalai University, Annamalai Nagar, Tamil Nadu, India
 
Primary Co-operative Agricultural and Rural Development Banks lend long term loans for the agriculturists, non- agriculturists and rural poor and landless agricultural laborers. But in the recent past , as per the guidelines of the NABARD, the banks have started lending for many new diversified purposes like loans for non minor irrigation, non farm sector, goat rearing, dairy development, purchase of tyre cart etc. because traditional lending his been saturated in many states. Against this back ground, a micro study has been conducted in Tiruvannamalai District to study the end results of the diversified loans and to analyze the impact of the PCARDB’s credit on the beneficiaries.
 
KEYWORDS: Cooperatives, PCARDB, ANOVA JEL CLASSIFICATIONS: O13, J54 FULL TEXT