| SMART JOURNAL OF BUSINESS MANAGEMENT STUDIES |
VOL. 12 |
NO. 2 |
PAPER 1 |
DOI: 10.5958/2321-2012.2016.00009.9 |
OPERATIONAL SELF-SUFFICIENCY OF SELECT NBFC-MFIS OF ANDHRA PRADESH
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| Chandraiah Esampally* and Manoj Kumar Joshi**
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| * Dr.B.R. Ambedkar Open University, Hyderabad, India |
| ** Associate Professor, Sagar Group of Institutions, Telangana |
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| This paper analyzed the Operational Self Sufficiency (OSS) of six select Non-Banking Financial Companies NBFC-MFIs, which have their headquarters in Andhra Pradesh. It has identified five factors that have an effect on the OSS of these MFIs, using the multiple regression analysis technique. These five factors are - Yield on Gross Loan Portfolio (Nominal), Total Assets, Cost per Borrower, Gross Loan Portfolio and Number of Active Borrowers. The study results indicated that an increase in the yield on gross loan portfolio and total assets of a MFI, resulted in the increase of OSS while an increase in the cost per borrower and number of active borrowers, decreased the OSS of the MFIs. |
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