| SMART JOURNAL OF BUSINESS MANAGEMENT STUDIES | 
    VOL. 15 | 
    NO. 1  | 
  
  
 
    | 15.1.0 | 
     | 
    Murugesan Selvam | 
  
  
 
   
    | 15.1.1 | 
    Implementation Challenges of  Total Quality Management (TQM) in Dairy Sector | 
    Raghavendra A.N.,  Nijaguna G., and  Dhinakar Batchu
 | 
  
  
    | 15.1.2 | 
    Diffusion of Mobile Banking in Pakistan | 
    Mazhar Abbas,  Umer Zaman,  Jamil Ahmad,  Muhammad Shahid Nawaz and  Muhammad Ahraf
 | 
  
  
  
  
    | 15.1.3 | 
    Applying the Environmental Context of TOE Framework to Examine the Effects of Environmental Factors on Adoption Practice of ICT in of Pakistani Garment Sector SMEs - A Case Study of District of Faisalabad, Pakistan | 
    Sami Ullah,  Qamar Afaq Qureshi  and Mazhar Abbas
 | 
  
  
  
    | 15.1.4 | 
    The Impact of Accounting Estimates on Performance - Emphasizing Managers’ Myopia | 
    Seyed Vali Mostafavi Makrani  and Alireza Matoufi
 | 
  
    | 15.1.5 | 
    Political Connections and Cost Stickiness: The Moderating Role of Product Market Competition | 
    Mansour Garkaz and  Seyed Vali Mostafavi Makrani
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    | 15.1.6 | 
    Entrepreneurial Intention Among Saudi Students: The Role of Personal Attitude, Subjective Norms, and Perceived Behavior Control | 
    Adlah A. Alessa
 | 
  
    | 15.1.7 | 
    Problems and Prospects of Coconut Producer Organizations in Kerala - An Exploratory Study
 | 
    Veerakumaran, G.  and Vinaikumar, E.
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    | 15.1.8 | 
    Proposing A New Zakat Model - The Salwa Fund
 | 
    Zakiya Begum Sayed  and Humera Shahid
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